Last Updated: September 10, 2025
These Terms and Conditions (“Terms”) govern your purchase of and participation in the YES Group Coaching Program (the “Program”), offered by Hello Betty Inc. (“Company”), delivered by Dr. Stephanie Estima (“Provider”). By enrolling in the Program, you (“Participant”) agree to be bound by these Terms.
1. Program Provider and Contact Information
Company: Hello Betty Inc.
Provider: Dr. Stephanie Estima
Email: [email protected]
Mailing Address: 1500 Avenue Road, PO Box #1345, Toronto, ON, M5M 0A1
2. Eligibility
You must be at least 18 years of age and legally capable of entering into a binding agreement in order to enroll in and participate in the Program.
3. Program Description
The Program’s specific inclusions (such as coaching session frequency, duration, access to materials, and any community features) are as described on the Program’s sales or enrollment page (the “Sales Page”) at the time of purchase. The Company reserves the right to reasonably update delivery methods, formats, or platforms as needed to provide the Program.
4. Fees, Payment, and Refund Policy
Fees. The fee for the Program (“Program Fee”) is the amount stated on the Sales Page at the time of purchase.
Payment Terms. The Program Fee is due and payable in full at the time of enrollment unless otherwise specified on the Sales Page.
No Refunds. All sales are final. The Program Fee is non-refundable, in whole or in part, regardless of Participant’s level of participation, withdrawal, or termination.
Chargebacks. Participant agrees not to initiate chargebacks. In the event of a chargeback, Company reserves the right to suspend access to the Program and pursue recovery of the Program Fee, together with any related costs, including collection and legal fees.
5. Participation and Conduct
Participant is expected to attend scheduled sessions on time, engage respectfully, and comply with all Program guidelines.
The Company reserves the right to remove any Participant from the Program without refund if the Participant engages in disruptive, abusive, or inappropriate conduct.
6. Confidentiality and Privacy
Confidentiality. The Company and Provider will not disclose Participant’s confidential information except as required by law or as necessary to deliver the Program.
Group Setting. Because the Program is delivered in a group format, confidentiality cannot be guaranteed. Participants should use discretion in sharing personal information. The Company is not responsible for actions of other Participants.
7. Intellectual Property
All Program materials, including but not limited to videos, audio recordings, slides, documents, templates, and frameworks (“Materials”), are the sole property of the Company or Provider.
Participant receives a limited, non-transferable, non-exclusive license to use the Materials solely for personal, non-commercial purposes during the Program access period.
Participant shall not copy, reproduce, distribute, publish, sell, or otherwise exploit the Materials without prior written consent from the Company.
8. Disclaimers
No Medical or Therapeutic Relationship. The Program does not provide medical, psychological, or therapeutic advice and does not create a doctor–patient or similar relationship. Participant should seek advice from a licensed health-care provider before making changes to any health or wellness regimen.
No Legal or Financial Advice. The Program does not provide legal, financial, or business guarantees. Results vary based on individual circumstances and effort.
As-Is Basis. The Program and Materials are provided “as is,” without warranties of any kind, express or implied.
9. Media and Recordings
Program sessions may be recorded for the benefit of Participants. By enrolling, Participant consents to being recorded. Recordings are for internal Program use only unless explicit written permission is obtained from Participant for external use.
10. Assumption of Risk, Release, and Indemnification
Participant voluntarily assumes all risks related to Program participation.
To the fullest extent permitted by law, Participant releases and holds harmless the Company, Provider, and their employees, contractors, and agents from any claims, liabilities, or damages arising from participation.
Participant agrees to indemnify and defend the Company against any third-party claims resulting from Participant’s actions, violations of these Terms, or misuse of the Program.
11. Limitation of Liability
In no event shall the Company or Provider be liable for any indirect, incidental, special, consequential, or punitive damages. The total liability, if any, shall be limited to the amount actually paid by Participant for the Program.
12. Termination
The Company may suspend or terminate Participant’s access to the Program at any time for violation of these Terms or other lawful reasons. Termination does not entitle Participant to a refund.
13. Governing Law and Dispute Resolution
These Terms are governed by the laws of the Province of Ontario and the federal laws of Canada applicable therein.
Any disputes shall be resolved by binding arbitration in Toronto, Ontario, in accordance with the rules of the Canadian Arbitration Association. Each party shall bear its own costs.
14. Force Majeure
The Company shall not be liable for delays or failures caused by events beyond its reasonable control, including natural disasters, strikes, power outages, epidemics, or platform outages.
15. Miscellaneous
Severability. If any provision of these Terms is held unenforceable, the remaining provisions remain in effect.
Entire Agreement. These Terms and the Sales Page constitute the entire agreement between the parties regarding the Program.
Assignment. Participant may not assign rights or obligations under these Terms without the Company’s prior written consent.
16. Contact
Questions regarding these Terms should be directed to:
Email: [email protected]
Mailing Address: Hello Betty Inc., 1500 Avenue Road, PO Box #1345, Toronto, ON, M5M 0A1